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Images, Alexander Turnbull Library

A man representing New Zealand reads a newspaper whose headline is ''Quake may cost insurance co's up to $16B'. Above him is an enormous mosquito that represents 'increased premiums' and that is about to suck the blood out of him; it casts a huge menacing shadow in which the man stands. Context - Insurance companies have experienced massive losses after the Canterbury earthquake. This may ultimately result in higher premiums as insurance companies try to recoup from their loss. According to Chris Ryan, Insurance Council chief executive, "The quake would probably result in foreign reinsurance companies increasing the premiums they charged local insurers." (Stuff 9 Sep 2010) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Text reads 'The new liquefaction?...' and the cartoon depicts a huge mass of 'insurance red tape' inside which is a man with a spade. Two people stare despairingly at the red tape and the man says 'How are we EVER gonna rebuild with this stuff bubbling up!' Context: The people are trying to rebuild their house after the Christchurch earthquakes and are having trouble with their insurance company. The Press has been contacted by people unable to get insurance to buy new homes, construct buildings or start businesses. Business leaders have called insurance delays a "cancer" eating away at the city's recovery, and Earthquake Recovery Minister Gerry Brownlee has acknowledged insurance is an "ongoing problem". (The Press - 24 August 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

A man representing 'Chch' (Christchurch) walks a tightrope between two cliffs. Suddenly below there are piles of dollar notes from the 'AMI' and he says 'A safety net at last!' Context - Christchurch earthquake problems with insurance. Insurers are saying that they will only pay for repairs for houses in the Red zone that are destined for demolition but that are relatively undamaged. Maybe the cartoon is expressing an ironic response to AMI's 'total replacement' policy. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Cartoons about political and social issues in New Zealand and overseas. The cartoon has the words 'Tsunami Warning cancelled' in the centre. Above are the words 'The end is nigh... insurance running out! No more cover!' Below the word 'cancelled' are the words 'We have reinsurance!' Context - Civil Defence has cancelled a tsunami warning after a 7.8 magnitude earthquake struck off the Kermadec Islands this morning (7 July 2011) The tsunami image is used to illustrate the problems that could arise from lack of insurance in Christchurch. When their policies run out on 30 June Earthquake-hit Christchurch and Waimakariri councils are in danger of having no property insurance because as the CEO of Civic Assurance, which insures most councils, says, 'the company cannot buy reinsurance'. There was also a potential problem for home-owners when AMI Insurance, the largest insurer of homes in Christchurch, was threatening insolvency. However, AMI has announced that it has re-insurance cover for earthquakes and other natural disasters from tomorrow (1 July 2011) for the next year. The Government feared AMI Insurance's directors would wind up the company affecting a huge section of New Zealand's insurance market and derail the reconstruction of Christchurch, official documents confirm. AMI said it had doubled its cover for the year to June 2012 after three large quakes in the year to June 2011. (Stuff 30 June 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

A rat in a business suit representing 'insurance companies' carries a briefcase labelled 'Total replacement policies' and follows a fellow rat into a large hole 'loop holes' that leads into a collapsed building. The rat says 'Woo-hoo! Home sweet home!' Context - Problems for people whose houses were damaged in the Christchurch earthquakes. One of the options presented to residents in the red zone, ideal for people with replacement policies, was the government bought your land, and you dealt directly with your insurers about your house. However they got a shock when insurers told them they won't replace their homes, they'll only repair them, even though they're earmarked for certain demolition. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

A man walks away from a scene of destruction after an earthquake; he is reading a newspaper whose headline is 'ACC takes earthquake hit' and because he is not looking where he is going he is about to step into the sea in which lurks a shark that represents 'levies'. A second version has the shark representing 'Nick Smith'. Context - The second Christchurch more devastating earthquake of 22 February 2011 that followed an original earthquake on 4 September 2010. Levy changes from April 1 will give businesses discounts or penalties on their workplace ACC levies based on a three-year claims history but ACC Minister Nick Smith said today that the quake would be declared an "adverse event" so Christchurch employers would not be unfairly hit with a levy increase, unless they contributed materially to an employee's injuries. (NBR 10 March 2011) Two versions of this cartoon are available Quantity: 2 digital cartoon(s).

Images, Alexander Turnbull Library

The title is 'Gerry BrownLie?' and the cartoon shows the Minister for Earthquake recovery, Gerry Brownlee, saying 'It was NOT a lie. It was a false promise'. Context: Earthquake Minister Gerry Brownlee has apologised for falsely promising red zone homeowners they would be paid out for improvements to their house. Brownlee promised in June that, in some cases, home improvements like new kitchens would be included in the government settlement offer for red zone houses. But the offer is only valid if the improvement has added to the footprint of the house. (Press - 4 September 2011) Alternate version of DCDL-0018758 Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

A man, half shown, sits on a loo and says 'Dang! I'm busting again! as he reaches for the toilet paper which has a different 'quake claim' printed on each section. Context - Magnitude 6.0 and 5.5 earthquakes rocked Christchurch again at 1pm and 2.20pm on 13th June 2011. These quakes follow the first earthquake on September 4th 2010 and the second on February 22nd 2011. (www.stuff.co.nz, 13 June 2011) Each time there is a significant quake more damage is done and so people have to make further insurance claims. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

A man representing 'EQC' (Earthquake Commission) talks to a couple outside their collapsed house. He says 'Unfortunately, this is a NORTH Canterbury collapse - so you'll only get your first $100,000 back.' Context: This refers both to the collapse of the South Canterbury Finance Company and to the problems that people are having with insurance companies in North Canterbury after the first Christchurch earthquake on September 4th 2010. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Shows an egg that represents '2012' with a chick beginning to peck its way out. In the background storms rage. Someone hopes that it will 'be softer and fuzzier than the last one!' Context: Refers to the difficulties and disasters of 2011 in New Zealand. Christchurch earthquakes and aftershocks continue with complicating rebuilding and insurance issues, the wreck of the Rena, and various weather events and political issues. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

The cartoon shows a desperate man representing 'Christchurch' who is clutching the end of a broken plank that protrudes from a crumbling cliff-face. He says 'Who said we're living ON the edge?!' Context - the man is suggesting that they are not On the edge but OVER it. Refers to the continuing hardships facing many Christchurch residents as earthquakes and aftershocks continue and many face large financial losses because of insurance problems. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Prime Minister John Key sits on a huge crushing ball that represents the 'IRB' (International Rugby Board) and says 'Don't listen to rumour. It's not a fait accompli yet!' The ball swings towards crumbling land which represents 'Christchurch World Cup Rights'. Context - The Government has repeatedly said its preference is to keep cup games in Christchurch and Mr Key said yesterday that it would send a "powerful message" about Christchurch, although the Government had to be realistic. "The IRB are the ultimate arbiter ... they hold their own insurance policies and they'll have their own discussions with their insurers. There's only so far New Zealand can take this." (Stuff 12 March 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Shows a postman who has just put an 'Earthquake bill' for '$8.5 billion' into the government's letterbox. Context - The New Zealand government will spend about 8.5 billion NZ dollars (6.6 billion U.S. dollars) over the next few years rebuilding Christchurch. New Zealand Finance Minister Bill English said on Tuesday that the Treasury has estimated the direct cost of the two earthquakes is about 5.5 billion NZ dollars), which will be fully provided for in the Budget in May. He said about 3 billion NZ dollars of that relates to thegovernment's share of local government infrastructure, roads, insurance excesses on schools and housing, land remediation from the September quake, demolition, Accidents Compensation Corporation scheme and the business support package. (Xinhuanet 12 April 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Two men chat over the fence about the state of their houses after the 4th September earthquake in Christchurch. One of them is complaining about the slow pace of reconstruction of houses after the magnitude 7.1 earthquake on 4 September 2010; the second man thinks they are doing their best. Context - Frustration over the slow rate of processing insurance applications and building inspections after the magnitude 7.1 earthquake on 4 September 2010 which although it resulted in a lot of damage, no-one died. In the cartoon the man's red sticker (meaning the house is uninhabitable) has faded to green after being put on the house after the September earthquake. Three days after this cartoon was published the much more disastrous earthquake of the 22nd February struck and many people died. Quantity: 1 digital cartoon(s).