Insurance industry slammed at Christchurch earthquake forum
Audio, Radio New Zealand
The Insurance Council has shot down criticism the industry may be delaying earthquake claims for financial gain.
The Insurance Council has shot down criticism the industry may be delaying earthquake claims for financial gain.
Two years on from the Christchurch earthquakes, a local author says the insurance industry has failed in its response to the disaster.
It is unlikely engineers involved in the most serious building collapse of the Christchurch earthquake will face any external action, with the profession's administrators telling the Government there's nothing more they can do.
Coke. Fanta. Lemonade. Lemon and Paeroa. Mountain Dew. Ginger beer. Dr Pepper. Seven Up. Ice-cream soda. Coke and raspberry. Lift. Fizzy drinks, or sodas, are everywhere in our society. In all the flavours and colours of the rainbow, they grace … Continue reading →
This report discusses the experiences gained and lessons learned during a project management internship in post-earthquake Christchurch as part of the construction industry and rebuild effort.
Throughout 2010 and 2011, the city of Christchurch, New Zealand, suffered a series of devastating earthquakes that caused serious damage to the city. This study examines the effect these earthquakes have had on the sport of swimming in Christchurch. It specifically focuses on three different aspects of the swimming industry: indoor competitive swimming, open water swimming and learning to swim. It reports on the industry prior to the earthquakes before examining the developments subsequent to the shakes. The effects on both facilities and participation numbers were examined. Results showed that many indoor swimming facilities were lost which had significant flow-on effects. In addition, many beaches were out of bounds and almost half of the schools in Canterbury lost the use of their own swimming pools. In terms of participation numbers, results showed that while there was a decrease in the number of indoor competitive swimmers, Canterbury clubs were still highly competitive and their rankings at events either remained similar or bettered during and after the period of the earthquakes. On the other hand, an increase in the number of participants was seen in swimming lessons as temporary pools were constructed and subsidies were offered to cover transport and lesson costs. Open water swimming, however, seems to have been relatively unaffected by the earthquakes.This report was made possible through Lincoln University’s Summer Scholarship programme. The authors would also like to acknowledge those anonymous interviewees who provided some valuable insight into the swimming industry in Christchurch.
The Canterbury region of New Zealand experienced four earthquakes greater than MW 6.0 between September 2010 and December 2011. This study employs system dynamics as well as hazard, recovery and organisational literature and brings together data collected via surveys, case studies and interviews with organisations affected by the earthquakes. This is to show how systemic interactions and interdependencies within and between industry and geographic sectors affect their recovery post-disaster. The industry sectors in the study are: construction for its role in the rebuild, information and communication technology which is a regional high-growth industry, trucking for logistics, critical infrastructure, fast moving consumer goods (e.g. supermarkets) and hospitality to track recovery through non-discretionary and discretionary spend respectively. Also in the study are three urban centres including the region’s largest Central Business District, which has been inaccessible since the earthquake of 22 February 2011 to the time of writing in February 2013. This work also highlights how earthquake effects propagated between sectors and how sectors collaborated to mitigate difficulties such as product demand instability. Other interacting factors are identified that influence the recovery trajectories of the different industry sectors. These are resource availability, insurance payments, aid from central government, and timely and quality recovery information. This work demonstrates that in recovering from disaster it is crucial for organisations to identify what interacting factors could affect their operations. Also of importance are efforts to reduce the organisation’s vulnerability and increase their resilience to future crises and in day-to-day operations. Lastly, the multi-disciplinary approach to understanding the recovery and resilience of organisations and industry sectors after disaster, leads to a better understanding of effects as well as more effective recovery policy.
Insurance is widely acknowledged as a key component in an organisation's disaster preparedness and resilience. But how effective is insurance in aiding business recovery following a major disaster? The aim of this research was to summarise the experiences of both the insurance industry and businesses dealing with commercial insurance claims following the 2010 and 2011 Canterbury earthquakes.
Hon DAVID CUNLIFFE to the Prime Minister: Does he have confidence that his Ministers are ethical and competent? DAVID BENNETT to the Minister of Finance: What reports has he received on building momentum in the New Zealand economy and how this is supporting jobs? METIRIA TUREI to the Prime Minister: Has he checked his files yet regarding whether Hon John Banks declared a potential conflict of interest in relation to the New Zealand International Convention Centre Bill while still a Minister; if so, was any conflict declared? Hon ANNETTE KING to the Minister of Health: Is he satisfied with the performance of Health Benefits Ltd; if so, why? NICKY WAGNER to the Minister for Canterbury Earthquake Recovery: What recent progress has been made on the anchor projects in the Christchurch Central recovery plan? ANDREW WILLIAMS to the Minister of Conservation: Has he received any reports on the environmental impact of seismic surveying in the New Zealand Exclusive Economic Zone? Hon MARYAN STREET to the Minister of State Services: Has he asked the State Services Commissioner for reports on recent failures of state sector agencies to carry out their functions according to the law; if not, why not? IAN McKELVIE to the Minister for Primary Industries: What progress can he report on boosting innovation in the primary sector through the Primary Growth Partnership? Hon DAMIEN O'CONNOR to the Minister for Primary Industries: What reports, if any, has he received on the state of the New Zealand kiwifruit industry? PAUL FOSTER-BELL to the Minister of Police: What recent announcements has she made to support the victims of serious financial crime? Hon RUTH DYSON to the Minister of Conservation: Why did he tell the House on 24 September "the first I knew of the issue of the submission was just 5 days before" when as he stated on 17 October "The first full briefing on Tukituki was on 5 March and it confirmed the department's role in the process and mentioned nitrogen and phosphorous management"? Dr KENNEDY GRAHAM to the Minister for Climate Change Issues: Will he explain, given the latest projection of New Zealand's net greenhouse gas emissions is around 90 million tonnes in 2040, how the Government can conceivably reach its own emissions reduction target of 30 million tonnes by 2050?
Deconstruction, at the end of the useful life of a building, produces a considerable amount of materials which must be disposed of, or be recycled / reused. At present, in New Zealand, most timber construction and demolition (C&D) material, particularly treated timber, is simply waste and is placed in landfills. For both technical and economic reasons (and despite the increasing cost of landfills), this position is unlikely to change in the next 10 – 15 years unless legislation dictates otherwise. Careful deconstruction, as opposed to demolition, can provide some timber materials which can be immediately re-used (eg. doors and windows), or further processed into other components (eg. beams or walls) or recycled (‘cascaded’) into other timber or composite products (e.g. fibre-board). This reusing / recycling of materials is being driven slowly in NZ by legislation, the ‘greening’ of the construction industry and public pressure. However, the recovery of useful material can be expensive and uneconomic (as opposed to land-filling). In NZ, there are few facilities which are able to sort and separate timber materials from other waste, although the soon-to-be commissioned Burwood Resource Recovery Park in Christchurch will attempt to deal with significant quantities of demolition waste from the recent earthquakes. The success (or otherwise) of this operation should provide good information as to how future C&D waste will be managed in NZ. In NZ, there are only a few, small scale facilities which are able to burn waste wood for energy recovery (e.g. timber mills), and none are known to be able to handle large quantities of treated timber. Such facilities, with constantly improving technology, are being commissioned in Europe (often with Government subsidies) and this indicates that similar bio-energy (co)generation will be established in NZ in the future. However, at present, the NZ Government provides little assistance to the bio-energy industry and the emergence worldwide of shale-gas reserves is likely to push the economic viability of bio-energy further into the future. The behaviour of timber materials placed in landfills is complex and poorly understood. Degrading timber in landfills has the potential to generate methane, a potent greenhouse gas, which can escape to the atmosphere and cancel out the significant benefits of carbon sequestration during tree growth. Improving security of landfills and more effective and efficient collection and utilisation of methane from landfills in NZ will significantly reduce the potential for leakage of methane to the atmosphere, acting as an offset to the continuing use of underground fossil fuels. Life cycle assessment (LCA), an increasingly important methodology for quantifying the environmental impacts of building materials (particularly energy, and global warming potential (GWP)), will soon be incorporated into the NZ Green Building Council Greenstar rating tools. Such LCA studies must provide a level playing field for all building materials and consider the whole life cycle. Whilst the end-of-life treatment of timber by LCA may establish a present-day base scenario, any analysis must also present a realistic end-of-life scenario for the future deconstruction of any 6 new building, as any building built today will be deconstructed many years in the future, when very different technologies will be available to deal with construction waste. At present, LCA practitioners in NZ and Australia place much value on a single research document on the degradation of timber in landfills (Ximenes et al., 2008). This leads to an end-of-life base scenario for timber which many in the industry consider to be an overestimation of the potential negative effects of methane generation. In Europe, the base scenario for wood disposal is cascading timber products and then burning for energy recovery, which normally significantly reduces any negative effects of the end-of-life for timber. LCA studies in NZ should always provide a sensitivity analysis for the end-of-life of timber and strongly and confidently argue that alternative future scenarios are realistic disposal options for buildings deconstructed in the future. Data-sets for environmental impacts (such as GWP) of building materials in NZ are limited and based on few research studies. The compilation of comprehensive data-sets with country-specific information for all building materials is considered a priority, preferably accounting for end-of-life options. The NZ timber industry should continue to ‘champion’ the environmental credentials of timber, over and above those of the other major building materials (concrete and steel). End-of-life should not be considered the ‘Achilles heel’ of the timber story.
GRANT ROBERTSON to the Minister for Tertiary Education, Skills and Employment: Does he stand by his statement that the Household Labour Force Survey is "the standard internationally recognised measure of employment and unemployment"? PAUL GOLDSMITH to the Minister of Finance: What recent reports has he received on the economy? Dr KENNEDY GRAHAM to the Minister for Climate Change Issues: Does he stand by the answer given by the Minister of Finance to the question "Does he accept that human-induced climate change is real?" that "It may well be…"? Hon DAVID PARKER to the Minister of Finance: Given that unemployment is rising, exports are down, and house price inflation in Auckland and Canterbury is in double-digits, does he agree that after 5 years as Finance Minister he has failed to rebalance and diversify the economy; if not, why not? JOHN HAYES to the Minister of Trade: What efforts is the Government making to deal with the market effects of the possible contamination of some Fonterra diary exports? Hon SHANE JONES to the Minister for Economic Development: What action has he taken to ensure high value jobs are retained in Otago, Waikato, Northland, East Coast and Manawatu? KEVIN HAGUE to the Minister of Health: Exactly how many of the 21 recommendations to the Minister in the 2010 Public Health Advisory Committee Report The Best Start in Life: Achieving effective action on child health and wellbeing has he implemented? JACQUI DEAN to the Minister for Food Safety: What update can she provide the public on the safety of infant formula? Hon DAMIEN O'CONNOR to the Minister for Primary Industries: Does he stand by all his statements? NICKY WAGNER to the Minister for Building and Construction: What reports has he received following the Government's announcement of a new earthquake-prone building policy? RICHARD PROSSER to the Minister for Primary Industries: What reports, if any, has he received regarding the regeneration of fish stocks in the Snapper 1 fishery? Dr DAVID CLARK to the Minister for Economic Development: Does he agree with Dunedin Mayor Dave Cull that "Central government needs to understand we can't have a … two-speed economy where Christchurch and Auckland are ripping ahead and the rest of the regions are withering"; if not, why not?
METIRIA TUREI to the Minister of Education: In relation to the proposed school closures in Christchurch, does she agree with Manning Intermediate head Richard Chambers that "The Minister promised us that we would have two years no matter what. It was a guarantee she made to our community repeatedly, it was unequivocal"? MAGGIE BARRY to the Minister of Finance: What reports has he received on the New Zealand economy? DAVID SHEARER to the Prime Minister: Does he have confidence in all his Ministers? Dr CAM CALDER to the Minister of Education: In the context of the Government's Christchurch schools announcement, what is the process going forward? Hon CLAYTON COSGROVE to the Minister for Building and Construction: Does he believe that the contracting system currently used in the construction industry works appropriately and fairly in circumstances of insolvency; if so, why? NICKY WAGNER to the Minister for Canterbury Earthquake Recovery: What progress is being made on making the Christchurch city centre safe for rebuilding? IAIN LEES-GALLOWAY to the Prime Minister: Does he stand by all his statements on withdrawing troops from Afghanistan? TIM MACINDOE to the Minister of Science and Innovation: How is the Government focussing New Zealand's science funding investment, and encouraging Kiwis to get involved in science? DAVID SHEARER to the Prime Minister: Does he stand by all his statements? ALFRED NGARO to the Minister for the Community and Voluntary Sector: What recent announcements has she made regarding government support for volunteering? EUGENIE SAGE to the Minister of Local Government: Does he have any concerns about the Hawkes Bay Regional Council's forecast of 530 percent increase in its debt by 2021/22? Rt Hon WINSTON PETERS to the Prime Minister: Does he still have confidence in the Associate Minister of Health; if so, why?
DAVID SHEARER to the Minister for State Owned Enterprises: Has the Government met the five criteria the Prime Minister laid out for proceeding with asset sales? Dr RUSSEL NORMAN to the Minister of Finance: Will New Zealanders have money taken from their bank accounts to fund a bank bailout under his proposed Open Bank Resolution scheme? TODD McCLAY to the Minister of Finance: What reports has he received on New Zealand's balance of payments? Hon ANNETTE KING to the Minister of Health: Does he stand by all his statements regarding "Better, Sooner, More Convenient" health care; if not, why not? MARK MITCHELL to the Minister of Police: What reports has she received from Police on the success of pre-charge warnings? PHIL TWYFORD to the Minister of Housing: Why did he tell the House that, even if the Auckland plan took effect in September, new subdivisions would not be available until 2016-17, when the advice he tabled from Roger Blakely of Auckland Council shows that if the unitary plan takes effect in September new land would be available two years earlier? ALFRED NGARO to the Minister for Social Development: How will the Social Security (Benefit Categories and Work Focus) Amendment Bill back people off welfare and into work? GRANT ROBERTSON to the Prime Minister: Does he stand by all his statements on the actions and involvement of the Department of the Prime Minister and Cabinet and the Government Communications and Security Bureau in Operation Debut? SCOTT SIMPSON to the Minister of Health: What is the Government doing to extend access to free flu vaccines? METIRIA TUREI to the Minister for Social Development: Does she have an obligation, as Social Development Minister, to ensure all policy she is responsible for will be good for children and their families? Hon KATE WILKINSON to the Minister for Primary Industries: What announcement has he made on the drought in New Zealand? Rt Hon WINSTON PETERS to the Minister for Canterbury Earthquake Recovery: Have allegations of fraud and corruption involving Canterbury earthquake recovery and rebuild contracts been raised with him as Minister; if so, what specific steps has he taken to address them?
DENIS O'ROURKE to the Minister for Canterbury Earthquake Recovery: Is he satisfied with progress on all aspects of the Canterbury earthquake recovery? JACINDA ARDERN to the Minister of Police: Does she have confidence in the Police investigation of alleged sexual violation against young women and underage girls in West Auckland? PAUL GOLDSMITH to the Minister of Finance: What progress has the National-led Government made in building a more productive and competitive economy capable of supporting more jobs and higher incomes for New Zealanders? METIRIA TUREI to the Minister of Police: When was she first advised that Police had received a complaint from a girl who alleged she had been raped by members of a group calling themselves the Roast Busters? Hon DAVID PARKER to the Minister for Communications and Information Technology: Will the Government enforce its broadband contract with Chorus? CLAUDETTE HAUITI to the Minister for the Environment: What announcements has the Government made in relation to the national policy statement for freshwater? PHIL TWYFORD to the Minister of Housing: What reports has he received on the effect of loan-to-value restrictions on the housing market? Hon PHIL HEATLEY to the Minister for Social Development: What reports has she received about the number of people receiving benefits? CAROL BEAUMONT to the Minister for Tertiary Education, Skills and Employment: How does women's participation rate of 1 percent in building and construction industry training assist with the Christchurch rebuild? Dr CAM CALDER to the Minister of Education: What recent announcements has she made to strengthen the status of the teaching profession? EUGENIE SAGE to the Associate Minister of Health: Does she agree with the Canterbury Medical Officer of Health that increasing nitrate levels in Canterbury groundwater are a health risk, particularly for pregnant women and babies; if not, why not? HONE HARAWIRA to the Minister of Finance: What is his budget plan, if any, to immediately address growing poverty in New Zealand, which has got so bad that charitable organisations have today said they are expecting an influx of more than 40,000 struggling families for Christmas dinner because they can't afford to put food on the table?
Hon PHIL HEATLEY to the Minister of Finance: What reports has he received on the economy – and especially on further signs of economic momentum in the regions and among manufacturers? Dr RUSSEL NORMAN to the Minister of Finance: How much did the Government's share sales in Mighty River Power, Meridian, and Air New Zealand raise, given that the Supplement to the 2010 Investment Statement of the Government of New Zealand projected that those sales would raise $5.18 billion? Hon DAVID PARKER to the Minister for ACC: How much did ACC invest in Pike River Coal Limited and in New Zealand Oil and Gas Limited over the last eight years, and how much has it made or lost in total on its investment in each company, taking into account share purchases, subscriptions and sales, dividends, and current share prices? Rt Hon WINSTON PETERS to the Minister of Māori Affairs: Does he stand by his statement "I know Māori want to talk about the place of the Treaty of Waitangi in our constitution, and how our legal and political systems can reflect tikanga Māori."; if so, why? Hon SHANE JONES to the Associate Minister of Finance: Is he satisfied with his performance in regard to his delegations as Associate Minister of Finance? JONATHAN YOUNG to the Minister for Building and Construction: What reports has he received regarding the state of the building and construction sector? GARETH HUGHES to the Minister for the Environment: Did the Environmental Protection Authority assess the full version of Anadarko's Discharge Management Plan and Emergency Response Plan as part of its evaluation of the company's Environmental Impact Assessment for the Deepwater Taranaki Well; if not, why not? Hon CLAYTON COSGROVE to the Minister of Finance: When, if at all, did Cabinet approve the timing of the Air New Zealand sell-down and what directions did Cabinet give the shareholding Ministers? NICKY WAGNER to the Minister of Housing: What steps is the Government taking to rebuild Christchurch's housing stock damaged or destroyed by the earthquakes? Hon DAMIEN O'CONNOR to the Minister for Primary Industries: Does he stand by his statement "The opportunity, and challenge, for our meat producers now is to add value to different cuts of meat and continue to sell the New Zealand story"; if so, why? IAN McKELVIE to the Minister of Local Government: How is the Government improving councils' financial reporting? DARIEN FENTON to the Minister of Labour: Does he stand by his statement that "I am especially keen to hear what affected parties have to say on the Part 6A proposals in the Bill, and will carefully consider their submissions and the recommendations of the select committee"?
The Canterbury Earthquakes of 2010-2011, in particular the 4th September 2010 Darfield earthquake and the 22nd February 2011 Christchurch earthquake, produced severe and widespread liquefaction in Christchurch and surrounding areas. The scale of the liquefaction was unprecedented, and caused extensive damage to a variety of man-made structures, including residential houses. Around 20,000 residential houses suffered serious damage as a direct result of the effects of liquefaction, and this resulted in approximately 7000 houses in the worst-hit areas being abandoned. Despite the good performance of light timber-framed houses under the inertial loads of the earthquake, these structures could not withstand the large loads and deformations associated with liquefaction, resulting in significant damage. The key structural component of houses subjected to liquefaction effects was found to be their foundations, as these are in direct contact with the ground. The performance of house foundations directly influenced the performance of the structure as a whole. Because of this, and due to the lack of research in this area, it was decided to investigate the performance of houses and in particular their foundations when subjected to the effects of liquefaction. The data from the inspections of approximately 500 houses conducted by a University of Canterbury summer research team following the 4th September 2010 earthquake in the worst-hit areas of Christchurch were analysed to determine the general performance of residential houses when subjected to high liquefaction loads. This was followed by the detailed inspection of around 170 houses with four different foundation types common to Christchurch and New Zealand: Concrete perimeter with short piers constructed to NZS3604, concrete slab-on-grade also to NZS3604, RibRaft slabs designed by Firth Industries and driven pile foundations. With a focus on foundations, floor levels and slopes were measured, and the damage to all areas of the house and property were recorded. Seven invasive inspections were also conducted on houses being demolished, to examine in more detail the deformation modes and the causes of damage in severely affected houses. The simplified modelling of concrete perimeter sections subjected to a variety of liquefaction-related scenarios was also performed, to examine the comparative performance of foundations built in different periods, and the loads generated under various bearing loss and lateral spreading cases. It was found that the level of foundation damage is directly related to the level of liquefaction experienced, and that foundation damage and liquefaction severity in turn influence the performance of the superstructure. Concrete perimeter foundations were found to have performed most poorly, suffering high local floor slopes and being likely to require foundation repairs even when liquefaction was low enough that no surface ejecta was seen. This was due to their weak, flexible foundation structure, which cannot withstand liquefaction loads without deforming. The vulnerability of concrete perimeter foundations was confirmed through modelling. Slab-on-grade foundations performed better, and were unlikely to require repairs at low levels of liquefaction. Ribraft and piled foundations performed the best, with repairs unlikely up to moderate levels of liquefaction. However, all foundation types were susceptible to significant damage at higher levels of liquefaction, with maximum differential settlements of 474mm, 202mm, 182mm and 250mm found for concrete perimeter, slab-on-grade, ribraft and piled foundations respectively when subjected to significant lateral spreading, the most severe loading scenario caused by liquefaction. It was found through the analysis of the data that the type of exterior wall cladding, either heavy or light, and the number of storeys, did not affect the performance of foundations. This was also shown through modelling for concrete perimeter foundations, and is due to the increased foundation strengths provided for heavily cladded and two-storey houses. Heavy roof claddings were found to increase the demands on foundations, worsening their performance. Pre-1930 concrete perimeter foundations were also found to be very vulnerable to damage under liquefaction loads, due to their weak and brittle construction.