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Audio, Radio New Zealand

A Christchurch man has ditched his home insurance after his premiums went up $1000, or 30% a year based on new risk pricing. Tower insurance has taken into account the risk of sea surge and landslips for the Burwood home, as well as earthquakes and flooding. But Trevor Taylor says his home is several kilometres from the sea and he can't fathom the insurer Tower's sea surge assessment. Trevor Taylor spoke to Lisa Owen.

Audio, Radio New Zealand

Post-earthquake most people would say it was difficult to find housing in Christchurch. But reports suggest that the market has flattened. And terraced housing and apartments are sitting empty. Christchurch Council finance committee chairman, Councillor Raf Manji, discusses future developments like The East Frame.

Images, Alexander Turnbull Library

A rat in a business suit representing 'insurance companies' carries a briefcase labelled 'Total replacement policies' and follows a fellow rat into a large hole 'loop holes' that leads into a collapsed building. The rat says 'Woo-hoo! Home sweet home!' Context - Problems for people whose houses were damaged in the Christchurch earthquakes. One of the options presented to residents in the red zone, ideal for people with replacement policies, was the government bought your land, and you dealt directly with your insurers about your house. However they got a shock when insurers told them they won't replace their homes, they'll only repair them, even though they're earmarked for certain demolition. Quantity: 1 digital cartoon(s).