Warnings house and contents insurance overpriced

Audio, Radio New Zealand

New Zealanders are paying too much for house and contents insurance, according to a new survey. Consumer NZ's price comparison survey shows climate and natural hazard risk is being factored in, and is more expensive than ever. Quotes for a large house differed by more than $3,000 across Auckland, Hamilton, Wellington, Christchurch, and Dunedin, and there's a more than $2,000 difference between the cheapest and most expensive policies on offer for a standard-sized house. If you live somewhere with a higher chance of earthquakes - such as Wellington or Christchurch - you'll be charged more for insurance. The cost of house and contents insurance has risen by 5.6% this year, over the past ten years it's gone up 150%. Kathryn is joined by Consumer NZ's Gemma Rasmussen and Katrina Shanks Chief Executive of Financial Advice New Zealand, which represents independent and professional financial advisors.

Richie McCaw in top-secret surprise for Ward kids

Articles, TV3

It's been one month since the Kaikōura and North Canterbury earthquakes, and you might recall a small place called Ward suffered a devastating direct hit.

Hugh's Red Zone video 1

Videos, UC QuakeStudies

A video contributed by Hugh, a participant in the Understanding Place research project. The video has the description "Hugh talks about the damage his old house received during the earthquake and also the New Brighton area".

User1600052835's Red Zone video 1

Videos, UC QuakeStudies

A video contributed by User1600052835, a participant in the Understanding Place research project. The video has the description "User1600052835 talks about her daughter's house, which was red-zoned."

Jennifer's Red Zone photograph 2

Images, UC QuakeStudies

A photograph contributed by Jennifer, a participant in the Understanding Place research project. The photograph has the description "The ground is covered in little mushrooms when you start looking, but it's hard to tell which are edible". Please note that Jennifer's Red Zone Story was a test-pilot for the Understanding Place project.

Erin Harrington's Red Zone photograph 3

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 1

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 8

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 2

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 5

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 10

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 11

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 9

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 12

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 14

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 13

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 16

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 15

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 24

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 23

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 26

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 29

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 31

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 25

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 27

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 32

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 30

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 35

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 41

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.

Erin Harrington's Red Zone photograph 34

Images, UC QuakeStudies

A photograph contributed by Erin Harrington, a participant in the Understanding Place research project.