A man representing New Zealand reads a newspaper whose headline is ''Quake may cost insurance co's up to $16B'. Above him is an enormous mosquito that represents 'increased premiums' and that is about to suck the blood out of him; it casts a huge menacing shadow in which the man stands. Context - Insurance companies have experienced massive losses after the Canterbury earthquake. This may ultimately result in higher premiums as insurance companies try to recoup from their loss. According to Chris Ryan, Insurance Council chief executive, "The quake would probably result in foreign reinsurance companies increasing the premiums they charged local insurers." (Stuff 9 Sep 2010) Quantity: 1 digital cartoon(s).
Graphs showing the status of business insurance claims.
The logo for a series titled, "Quake insurance".
A chart showing the rescue package for AMI Insurance.
Graphs showing the results of a survey on insurance claims.
Text reads 'The new liquefaction?...' and the cartoon depicts a huge mass of 'insurance red tape' inside which is a man with a spade. Two people stare despairingly at the red tape and the man says 'How are we EVER gonna rebuild with this stuff bubbling up!' Context: The people are trying to rebuild their house after the Christchurch earthquakes and are having trouble with their insurance company. The Press has been contacted by people unable to get insurance to buy new homes, construct buildings or start businesses. Business leaders have called insurance delays a "cancer" eating away at the city's recovery, and Earthquake Recovery Minister Gerry Brownlee has acknowledged insurance is an "ongoing problem". (The Press - 24 August 2011) Quantity: 1 digital cartoon(s).
A table showing the results of a survey on insurance claims.
A graphic showing the shortfall in Christchurch City Council's insurance cover.
Shows snarling rats labelled 'insurance companies' in a cityscape. Context: Concerns about shortfall in insurance cover have arisen in response to the Christchurch City Council's draft annual plan, which proposes a 7.5 per cent rates increase to fund earthquake rebuild (Stuff 23 April 2012). Quantity: 1 digital cartoon(s).
A louse labelled, Insurance companies, is shown eating something labelled, Huge premium hikes. A definition of the louse as a scavenger and a parasite is given below. Context: Insurance premiums rose New Zealand wide following the 2010 and 2011 Canterbury Earthquakes Quantity: 1 digital cartoon(s).
A man representing 'Chch' (Christchurch) walks a tightrope between two cliffs. Suddenly below there are piles of dollar notes from the 'AMI' and he says 'A safety net at last!' Context - Christchurch earthquake problems with insurance. Insurers are saying that they will only pay for repairs for houses in the Red zone that are destined for demolition but that are relatively undamaged. Maybe the cartoon is expressing an ironic response to AMI's 'total replacement' policy. Quantity: 1 digital cartoon(s).
A page banner promoting an article about insurance issues when buying a house.
The Lumely Insurance building on Victoria Street, seen from the Knox Church carpark.
Cartoons about political and social issues in New Zealand and overseas. The cartoon has the words 'Tsunami Warning cancelled' in the centre. Above are the words 'The end is nigh... insurance running out! No more cover!' Below the word 'cancelled' are the words 'We have reinsurance!' Context - Civil Defence has cancelled a tsunami warning after a 7.8 magnitude earthquake struck off the Kermadec Islands this morning (7 July 2011) The tsunami image is used to illustrate the problems that could arise from lack of insurance in Christchurch. When their policies run out on 30 June Earthquake-hit Christchurch and Waimakariri councils are in danger of having no property insurance because as the CEO of Civic Assurance, which insures most councils, says, 'the company cannot buy reinsurance'. There was also a potential problem for home-owners when AMI Insurance, the largest insurer of homes in Christchurch, was threatening insolvency. However, AMI has announced that it has re-insurance cover for earthquakes and other natural disasters from tomorrow (1 July 2011) for the next year. The Government feared AMI Insurance's directors would wind up the company affecting a huge section of New Zealand's insurance market and derail the reconstruction of Christchurch, official documents confirm. AMI said it had doubled its cover for the year to June 2012 after three large quakes in the year to June 2011. (Stuff 30 June 2011) Quantity: 1 digital cartoon(s).
A rat in a business suit representing 'insurance companies' carries a briefcase labelled 'Total replacement policies' and follows a fellow rat into a large hole 'loop holes' that leads into a collapsed building. The rat says 'Woo-hoo! Home sweet home!' Context - Problems for people whose houses were damaged in the Christchurch earthquakes. One of the options presented to residents in the red zone, ideal for people with replacement policies, was the government bought your land, and you dealt directly with your insurers about your house. However they got a shock when insurers told them they won't replace their homes, they'll only repair them, even though they're earmarked for certain demolition. Quantity: 1 digital cartoon(s).
The layout for an interactive web graphic showing the results of a survey on insurance claims.
An infographic made up of graphs showing the results of a survey asking about insurance issues.
Shows a fish wondering about the difference between an insurer delaying earthquake-damage settlements and a scavenging groper. Context: refers to the unacceptable and hugely damaging delays in the provision of earthquake damage settlements by insurance companies after the Christchurch earthquakes of 2010 and 2011. Quantity: 1 digital cartoon(s).
Photograph captioned by Fairfax, "Meeting for earthquake affected residents at Burwood Primary to get EQC and insurance information".
Photograph captioned by Fairfax, "Meeting for earthquake affected residents at Burwood Primary to get EQC and insurance information".
Photograph captioned by Fairfax, "Meeting for earthquake affected residents at Burwood Primary to get EQC and insurance information".
Photograph captioned by Fairfax, "Gray Calder lost five silos in the earthquake, but insurance cover will pay for their replacement".
Graphs showing statistics about the progress of Southern Response claims.
Photograph captioned by Fairfax, "Meeting for earthquake affected residents at Burwood Primary to get EQC and insurance information. John Jennings demanding a few answers".
Graphs showing statistics on residential red zone demolitions.
Photograph captioned by Fairfax, "David Palmer's Stewarts Gully house is ruined and he has no insurance. Liquefaction has sprung up everywhere and the house needs jacking up and new piles".
Photograph captioned by Fairfax, "David Palmer's Stewarts Gully house is ruined and he has no insurance. Liquefaction has sprung up everywhere and the house needs jacking up and new piles".
More well known as the Government Life building - too be demolished.
An infographic showing estimated repair costs for major Christchurch City Council facilities.